Financial Management for Small Businesses: Financial Statements & Present Value Models

Part I: Management

• 1. Financial Management and the Firm
• 2. Alternative Forms of Business Organizations
• 3. The Federal Tax System

Part II: Strengths, Weaknesses, Opportunities, and Threats

• 4. Financial Statements
• 5. Financial Ratios
• 6. System Analysis

Part III: Homogeneous Measures and Present Value Models

• 7. Homogeneous Measures
• 8. Present Value Models
• 9. Homogeneous Sizes
• 10. Homogeneous Terms
• 11. Homogeneous Tax Rates
• 12. Homogeneous Rates of Return
• 13. Homogeneous Investment Types
• 14. Homogeneous Liquidity
• 15. Homogeneous Risk Measures

Part IV: Present Value Model Applications

• 16. Loan Analysis
• 17. Land Investments
• 18. Leases
• 19. Financial Investments
• 20. Yield Curves
• 21. Epilogue: One Thing More…

This book is for those whose financial management focus is on small businesses. For you, we adapt the traditional financial management themes emphasized in corporate financial management courses to meet the needs of small businesses.

Many financial managers of small businesses come from farms or agribusinesses. Others are interested in working for or starting businesses in the food or retail sectors. In most cases, these businesses aren’t organized as C-corporations impacting things like taxes, depreciation, and legal requirements around compiling and reporting financial data. They are rarely publicly traded which creates unique constraints to raising debt and equity capital and calculating required risk-adjusted returns.